There’s an old saying that a lot of folks in crisp, white-collar offices have forgotten: Work is not a four-letter word. Every single day, millions of people get up, put

If you’ve been fighting an insurance company for a diminished value claim after a car wreck, you might eventually receive a letter that feels surprisingly polite. Instead of a harsh,

If you’ve ever tried to collect a diminished value claim from State Farm, you might feel like you’re yelling into a void. You submit a meticulously detailed appraisal proving your

If you look closely at the letters insurance companies send to dodge diminished value claims, you will start to notice a pattern. They love to invent their own legal theories.